Report a Fraud Case in Pakistan

Introduction

Fraudcases are on the rise in Pakistan, affecting businesses and individuals alike.Whether you’ve been scammedonline, encountered financialfraud, or been a victim of identitytheft, it’s crucial to takelegal action immediately. But how do you report fraud in Pakistan? This guidewalks you through the legalsteps you should take to file a fraud complaint andprotect your rights.

Understanding Fraud Under Pakistani Law

In Pakistan, fraud is a criminal offenseunder various legal provisions, including:

●           Pakistan Penal Code (PPC) – Section 420 (Cheating and dishonestly inducingdelivery of property)

●           Prevention of Electronic Crimes Act (PECA)2016 (Covers onlinefraud and cybercrimes)

●           Financial Institutions (Recovery of Finances) Ordinance, 2001 (Bank and financialfraud cases)

Fraud can occur in many forms, such as:

✅ Online scams (fake investments, e-commerce fraud)

✅ Property fraud (illegal transfers, forgery)

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✅ Financial fraud (banking scams, bounced cheques)

✅ Business fraud (contract breaches,misrepresentation)

Legal Steps to Reporta Fraud Case in Pakistan

1.  Collect Evidence

Before filing a complaint, gather all necessary evidence, such as:

✔ Screenshots of messages, emails, or chats

✔ Transaction receipts or bank statements

✔ Fraudulent documents oragreements

✔ Witness statements (ifapplicable)

2.  File a Complaintwith the Police(FIR)

You can report fraudby lodging a First Information Report (FIR) at your nearest police station. To do this:

●           Visit the local policestation with your evidence.

●           Provide a detailed writtencomplaint explaining the fraud.

●           Request a copy of the FIR for future reference.

🚨 Ifthe police refuse to registeryour FIR, you can file a complaintwith the Session Court

under Section 22-A CrPC.

3.  Report Cyber Fraud to FIA (If Applicable)

For online scams, hacking,or digital fraud, contact the Federal Investigation Agency (FIA) Cyber CrimeWing:

🔹 Online Complaint: Visit FIA’s official website

🔹 FIA Helpline: Dial 9911 for assistance

🔹 Email: Send detailsto helpdesk@nr3c.gov.pk

4.  File a Civil Lawsuit (For Compensation)

If you’vesuffered financial lossesdue to fraud, you can:

●           Filea civil case under contract law for damages.

●           Approach the banking court for financial fraud cases.

●           Seeklegal consultation from an experienced lawyer.

5.  Report to the Relevant Authorities

Depending on the fraud type, you may also report it to:

✔ State Bank of Pakistan (SBP):For banking fraud

✔ National Accountability Bureau (NAB): For corruption-related fraud

✔ Securitiesand Exchange Commission of Pakistan (SECP):For corporate fraud

Precautionary Measuresto Avoid Fraud

🛡 Always verify credentials before making transactions.

🛡 Avoid sharingpersonal data online.

🛡 Use secure payment methods for online purchases.

🛡 Consult a lawyer before signing contracts.

Conclusion

Ifyou’ve been a victim of fraud in Pakistan, act fast by reporting it to the police,FIA, or the relevant authorities. Seekinglegal assistance canhelp you recoverlosses and hold fraudstersaccountable.

Need Legal Help?

Get expert legal advice from verifiedlawyers at Zor – Pakistan’s Leading Online Legal Consultation Platform. Book a consultation now!

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